The Last Bidding War for Homes

Has the residential real estate market been on fire or what? Wow! Everyone has a great story (sellers) or a nightmare (buyers). Keep in mind, real estate is hyper local. The amounts paid over the asking price continue to escalate.  Some sellers now are not allowing a mortgage contingency for an appraisal.  This contingency means … Read more

SPAC ATTACK (What’s that?)

This article is original content written by Manchester, CT Financial Advisor Thomas Scanlon, CFP®, CPA A SPAC is a so-called Special Purpose Acquisition Company.  Although they have been around since the early 1990’s, they have become very popular in the past year. In 2016 there was only 5 SPAC’s completed. In 2020 there were 65 … Read more

I Did the Math

This article is original content written by Manchester, CT Financial Advisor Thomas Scanlon, CFP®, CPA My son went surfing several times off the Narragansett Beach on the Rhode Island Shore this year.  He went with a couple of his buddies for the day. They would rent surfboards and then go out all day. Recently he told … Read more

7 Reasons Not to Wait Until Thanksgiving to be Grateful

This article is original content written by Manchester, CT Financial Advisor Thomas Scanlon, CFP®, CPA You don’t have to wait for Thanksgiving to be grateful.  You can be grateful every day.  It’s your choice.  Life might not be going swimmingly well for you every day.  I get it.  I truly hope you didn’t expect it … Read more

5 Reasons to Fund a 529 College Savings Plan

This article is original content written by Manchester, CT Financial Advisor Thomas Scanlon, CFP®, CPA 1) College is Expensive Financing a college education today can be a big challenge.  Having written some checks for college I find it handy to have a cold six pack close by. According to the College Board, the average tuition … Read more

Diet and Exercise

This article is original content written by Manchester, CT Financial Advisor Thomas Scanlon, CFP®, CPA That’s what my doctor tells me after my annual physical exam – every single time.  When I press her on this, she gives me a deeper insight like “portion control.”  Wow…really? Who knew? It sounds so simple, but is this … Read more

How to Use the Tax Code to Retire in Style

This article is original content written by Manchester, CT Financial Advisor Thomas Scanlon, CFP®, CPA How do you envision your retirement?  Spending long, lazy days at the beach? Spending more time with your grandchildren? Going golfing or fishing a lot more?  Everyone has their own ideal retirement plan.  Want more help getting to your retirement?  … Read more

The Last Mortgage Refinance

This article is original content written by Manchester, CT Financial Advisor Thomas Scanlon, CFP®, CPA I know it’s not breaking news that mortgage rates are low. They are very low in fact.  At the last Federal Open Market Committee (“FOMC”) meeting in September they elected to keep the Federal Funds Rate unchanged.  The FOMC is … Read more

You Only Get a Mulligan in Golf

This article is original content written by Manchester, CT Financial Advisor Thomas Scanlon, CFP®, CPA In golf the low scores wins. The player with the least strokes per round is the winner. If you hit a bad shot into the woods or the water hazards (ponds) you can get what is called a Mulligan. You … Read more

The Complimentary 1,440 Credit Card

This article is original content written by Manchester, CT Financial Advisor Thomas Scanlon, CFP®, CPA My brother-in-law Bob recently told me about the Complimentary 1,440 credit card. Here were some of the features he mentioned: * You must use the 1,440 everyday* It expires at the end of the day* It automatically re-news the next … Read more