Retirement Planning

Why Financial Doing is More Important Than Financial Planning

Why Financial Doing is More Important Than Financial Planning Please, do not misunderstand me. Financial planning IS important. However, at least initially for certain individuals, at their current station in life, financial doing is more important than financial planning. We will discuss financial planning later, for now, let us address the financial doing. Also, do… Continue Reading: Why Financial Doing is More Important Than Financial Planning

Inflation: The Silent Tax – And How to Fight Back

Inflation certainly has been on everyone’s minds. Although inflation is down from its peak, the day-to-day costs many folks experience remain significantly higher than they were just a few years ago. Inflation Snapshot (BEA PCE, released June 25, 2026) Headline PCE: 4.1% Core PCE: 3.9% People are correctly not focused on the decline of the… Continue Reading: Inflation: The Silent Tax – And How to Fight Back

Practical Reasons Why “You’re Gonna Need a Bigger Boat”

This is one of the all-time lines in the movies. Captain Quint, Police Chief Brody and Hooper are out looking for the Great White Shark in the movie Jaws. After the Great White attacks the Orca, Brody turns to Quint and says, “You’re gonna need a bigger boat.” What does this have to do with… Continue Reading: Practical Reasons Why “You’re Gonna Need a Bigger Boat”

Life After Your Last Paycheck: Practical Steps for Retirement

You have decided to retire. Now it is life after your last paycheck. There will be no more direct deposit, at least not from your former employer. We wrote earlier about Why Getting Old is the New Normal. Here are practical steps for retirement. Identify What It Costs You a Year to Live Before anything… Continue Reading: Life After Your Last Paycheck: Practical Steps for Retirement

3 Practical Reasons You Need a Financial “Plan B”

Plan B   Last summer, we drove into a gas station near the beach to fill up the gas tank.  An old, blue, beat-up pickup truck pulled in next to us.  In the back of the truck was a small dinghy.  I saw the name “Plan B” on the back of the boat and started… Continue Reading: 3 Practical Reasons You Need a Financial “Plan B”

3 Easy Ways to Live Beneath Your Means

I’m sure you’ve heard this many times in the past. Here it is again. Here are several different ways of essentially saying the same thing: “Live Beneath Your Means” “Pay Yourself First” “Spend Less Than You Make” You get the point. As you already know, easier said…. than done! To live beneath your means may… Continue Reading: 3 Easy Ways to Live Beneath Your Means

Before Investing, Know The Rules of the Road

Before Investing, Know the Rules of the Road In the past, we discussed with our clients their goals and objectives, risk tolerance, and what their timeline is for when they need the funds. We would then allocate the appropriate amount to the three major asset classes, cash, fixed income, and equity. Then, we will drill… Continue Reading: Before Investing, Know The Rules of the Road

3 Practical Things to Do with Your Tax Refund

Unless you file for an extension, your 2025 Income Tax Return is due on April 15, 2026. And, if you are getting a refund, you want to file as soon as you can. We wrote about this earlier with our 7 Practical Steps to File Your 2025 Income Tax Return. The Internal Revenue Service (IRS)… Continue Reading: 3 Practical Things to Do with Your Tax Refund

3 Financial Planning Lessons all of the Average Joe’s Will Love

Here are 3 Financial Planning Lessons all of the Average Joe’s Will Love. The movie Dodgeball: A True Underdog Story came out in 2004.  It’s a story about gym owner Peter Lafleur (Vince Vaughn) trying to save his gym.  The gym is very behind on its bank loan and Peter is concerned it will be… Continue Reading: 3 Financial Planning Lessons all of the Average Joe’s Will Love

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