Blog Archives

The Difference Between a 401(k) plan and a Roth 401(k) plan

Posted in Financial Planning on August 11, 2016

401(k) plan The 401(k) plan has become one of the primary retirement vehicles many people will use to help fund their retirement. It is one of the cornerstones in 5 Easy Steps to Retirement. Pre-tax contributions and tax-deferred compounding…

Tagged with: 401 (k) Plan, 401(k) plan employer match, Auto Enrollment, Catch Up Contribution, Congress, Default Investment, Defined Benefit Plan, Earned Income, Enron, Field of Dreams, Great Recession 2008-2009, Income Tax, Inflaton, IRA, Money Market Account, Paycheck, Pension Plan, Pension Reform Act of 2006, Retirement, Retirement Planning, Risk, Roth 401(k) plan, Roth IRA, Stock Market, Tax Deferred Accounts, Tax-Free

The Difference Between Tax-Deferred and Tax-Free Investing

Posted in Financial Planning on March 8, 2015

Investors need to know the difference between tax-deferred and tax-free investing. Tax-Deferred Investing Investors can avail themselves to tax-deferred investing by contributing to their 401(k) plan at work or by funding their IRA. Contributions to these accounts are tax-deferred.…

Tagged with: 401(K) Plan, 401(k) plan employer match, Catch Up Contribution, Connecticut, Connecticut resident, Earned Income, federal income tax, Great Recession 2008-2009, Income Tax, IRA, municipal bonds, New York, Ordinary Income, pre-tax, Required Minimum Distribution, RMD, Roth IRA, state bonds, State of Connecticut, tax-deferred, tax-deffered investing, Tax-Free, tax-free growth, tax-free income, tax-free investing

This is NOT Your Parents Retirement

Posted in Financial Planning on January 18, 2015

Are you planning for your retirement? If so, keep in mind, This is NOT Your Parents Retirement. Your Parents Retirement

Tagged with: 401(K) Plan, Catch Up Contribution, Earned Income, Full Retirement Age, Higher Income Taxpayers, Income Tax, Income Tax Deduction, Individual Retirement Account, Investors, IRA, Pension, Pension Plan, Retire, Retirement, Retirement Plan, Retirement Planning, Social Security, Taxpayers

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