Financial Planning

Why Financial Doing is More Important Than Financial Planning

Why Financial Doing is More Important Than Financial Planning Please, do not misunderstand me. Financial planning IS important. However, at least initially for certain individuals, at their current station in life, financial doing is more important than financial planning. We will discuss financial planning later, for now, let us address the financial doing. Also, do… Continue Reading: Why Financial Doing is More Important Than Financial Planning

Inflation: The Silent Tax – And How to Fight Back

Inflation certainly has been on everyone’s minds. Although inflation is down from its peak, the day-to-day costs many folks experience remain significantly higher than they were just a few years ago. Inflation Snapshot (BEA PCE, released June 25, 2026) Headline PCE: 4.1% Core PCE: 3.9% People are correctly not focused on the decline of the… Continue Reading: Inflation: The Silent Tax – And How to Fight Back

Practical Reasons Why “You’re Gonna Need a Bigger Boat”

This is one of the all-time lines in the movies. Captain Quint, Police Chief Brody and Hooper are out looking for the Great White Shark in the movie Jaws. After the Great White attacks the Orca, Brody turns to Quint and says, “You’re gonna need a bigger boat.” What does this have to do with… Continue Reading: Practical Reasons Why “You’re Gonna Need a Bigger Boat”

3 Practical Reasons to Hire Your Grandchildren in Your Business

Perhaps you retired from your career. Now you have gone on and started and set up your own small business. This business could be a service business related to what you did during your working career. Things are going well. In fact, some days, too well. You are working far more than you planned at… Continue Reading: 3 Practical Reasons to Hire Your Grandchildren in Your Business

3 Practical Ways to Minimize Your Lifetime Tax Bill

3 Practical Ways to Minimize Your Lifetime Tax Bill Minimizing your lifetime tax bill is not about one clever move or one tax year. It is about making a series of smart decisions at different stages in your life, early career, peak earning years, and retirement. The goal is steady progress over decades, not perfection… Continue Reading: 3 Practical Ways to Minimize Your Lifetime Tax Bill

3 Practical Reasons You Need a Financial “Plan B”

Plan B   Last summer, we drove into a gas station near the beach to fill up the gas tank.  An old, blue, beat-up pickup truck pulled in next to us.  In the back of the truck was a small dinghy.  I saw the name “Plan B” on the back of the boat and started… Continue Reading: 3 Practical Reasons You Need a Financial “Plan B”

Don’t Look Now, But Someone Just Told Me “I ‘m Debt-Free!”

Don’t look now but, but someone told me I am Debt-Free. No, not me! Heavens no! Because I have a few helpers. The kind that help you spend your money. Some folks call them ‘children.’ This is a story of a colleague of mine whose goal was to be debt free by age 55. He… Continue Reading: Don’t Look Now, But Someone Just Told Me “I ‘m Debt-Free!”

3 Practical Things to Do with Your Tax Refund

Unless you file for an extension, your 2025 Income Tax Return is due on April 15, 2026. And, if you are getting a refund, you want to file as soon as you can. We wrote about this earlier with our 7 Practical Steps to File Your 2025 Income Tax Return. The Internal Revenue Service (IRS)… Continue Reading: 3 Practical Things to Do with Your Tax Refund

3 Financial Planning Lessons all of the Average Joe’s Will Love

Here are 3 Financial Planning Lessons all of the Average Joe’s Will Love. The movie Dodgeball: A True Underdog Story came out in 2004.  It’s a story about gym owner Peter Lafleur (Vince Vaughn) trying to save his gym.  The gym is very behind on its bank loan and Peter is concerned it will be… Continue Reading: 3 Financial Planning Lessons all of the Average Joe’s Will Love

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