I’m sure you’ve heard this many times in the past. Here it is again. Here are several different ways of essentially saying the same thing: “Live Beneath Your Means” “Pay Yourself First” “Spend Less Than You Make” You get the point. As you already know, easier said…. than done! To live beneath your means may… Continue Reading: 3 Easy Ways to Live Beneath Your Means
Before you can adopt an investment strategy, you should consider setting aside an adequate cash reserve fund. Cash reserves are what you need to have available just in case that proverbial rainy day comes along. Here are Practical Steps and Benefits of a Cash Reserve Fund. Rainy Day Fund Unexpected things happened and bills come… Continue Reading: Practical Steps and Benefits of a Cash Reserve Fund
Here are 3 Financial Planning Lessons all of the Average Joe’s Will Love. The movie Dodgeball: A True Underdog Story came out in 2004. It’s a story about gym owner Peter Lafleur (Vince Vaughn) trying to save his gym. The gym is very behind on its bank loan and Peter is concerned it will be… Continue Reading: 3 Financial Planning Lessons all of the Average Joe’s Will Love
7 Easy Things Learned from the Roaring Twenties 2.0. All the way back in January 2020 we wrote about The Roaring Twenties 2.0. Looking back, what have been the biggest changes since then? The Pandemic No question. In fact, it might be easier to describe what the Pandemic has not changed rather than to list… Continue Reading: 7 Easy Things Learned from The Roaring Twenties 2.0
Diet and exercise, that’s what my doctor tells me after my annual physical exam: Every. Single. Time. When I press her on this, she offers a deeper insight – something like “portion control.” Seriously? Who would have thought? It sounds incredibly straightforward. But is it really that easy to put into practice? It may be… Continue Reading: Everyone Knows You Need to Diet and Exercise
Happy New Year! You didn’t make up another list of New Year’s Resolutions again this year, did you? According to Forbes 62% of Americans feel pressured to make New Year’s Resolutions. In 2024 The top 5 New Year’s Resolutions were: 1) 1) Improve Fitness – 48% 2) Improved Mental Health – 36% 3) Improved Finances – 32.8% 4) Lose Weight –… Continue Reading: 3 Reasons to Skip the Financial New Year’s Resolutions This Year
I took a statistics class back in college. Like many of my other subjects, I did not do that well in it. I did, however, gain a deeper understanding of what average meant and continue to aspire to get up there someday. Here are Clear Reasons You Need to Carefully Review Government Statistics. The United… Continue Reading: Clear Reasons You Need to Carefully Review Government Statistics
You don’t have to wait for Thanksgiving to be grateful. You can be grateful every day. It’s your choice. Life might not be going swimmingly well for you every day. I get it. I truly hope you didn’t expect it to. There have likely been speed bumps, potholes and dead ends in your past. It’s… Continue Reading: 7 Reasons Not to Wait Until Thanksgiving to be Grateful
4 Financial Lessons Learned From How to Pass in Middle School Many years ago, I attended my daughter’s open house for eighth grade. At the open house they move you from class to class quickly. This idea is to briefly replicate your child’s typical day and meet the teachers. The problem I encountered that evening… Continue Reading: 4 Financial Lessons Learned From How to Pass in Middle School
Why you need to Trust and Verify is a slight variation to what former President Ronald Reagan said, “Trust BUT verify.” This was, of course, during the Cold War. The BUT that he mentions was directed at the Soviet Union, now known as Russia. It is hard to fathom any communications that has the words… Continue Reading: Why You Need to Trust AND Verify Online Financial Advice