Personal Finance

Why Financial Doing is More Important Than Financial Planning

Why Financial Doing is More Important Than Financial Planning Please, do not misunderstand me. Financial planning IS important. However, at least initially for certain individuals, at their current station in life, financial doing is more important than financial planning. We will discuss financial planning later, for now, let us address the financial doing. Also, do… Continue Reading: Why Financial Doing is More Important Than Financial Planning

Practical Reasons Why “You’re Gonna Need a Bigger Boat”

This is one of the all-time lines in the movies. Captain Quint, Police Chief Brody and Hooper are out looking for the Great White Shark in the movie Jaws. After the Great White attacks the Orca, Brody turns to Quint and says, “You’re gonna need a bigger boat.” What does this have to do with… Continue Reading: Practical Reasons Why “You’re Gonna Need a Bigger Boat”

Don’t Look Now, But Someone Just Told Me “I ‘m Debt-Free!”

Don’t look now but, but someone told me I am Debt-Free. No, not me! Heavens no! Because I have a few helpers. The kind that help you spend your money. Some folks call them ‘children.’ This is a story of a colleague of mine whose goal was to be debt free by age 55. He… Continue Reading: Don’t Look Now, But Someone Just Told Me “I ‘m Debt-Free!”

Everyone Knows You Need to Diet and Exercise

Diet and exercise, that’s what my doctor tells me after my annual physical exam: Every. Single. Time.  When I press him on this, he offers a deeper insight – something like “portion control.”  Seriously? Who would have thought? It sounds incredibly straightforward. But is it really that easy to put into practice? It may be… Continue Reading: Everyone Knows You Need to Diet and Exercise

Things are More Expensive When You Pay For Them Yourself

Things are more expensive when you pay for them yourself. We never gave our children an allowance when they were growing up.  I had an allowance when I was a kid.  Unfortunately for me my dad tied what I could get for an allowance to my grades.  He would say, “School is your job.”  Well,… Continue Reading: Things are More Expensive When You Pay For Them Yourself

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