Don’t Look Now, But Someone Just Told Me “I ‘m Debt-Free!”

Don’t look now but, but someone told me I am Debt-Free. No, not me! Heavens no! Because I have a few helpers. The kind that help you spend your money. Some folks call them ‘children.’ This is a story of a colleague of mine whose goal was to be debt free by age 55. He… Continue Reading: Don’t Look Now, But Someone Just Told Me “I ‘m Debt-Free!”

Practical Steps and Benefits of a Cash Reserve Fund

Before you can adopt an investment strategy, you should consider setting aside an adequate cash reserve fund. Cash reserves are what you need to have available just in case that proverbial rainy day comes along. Here are Practical Steps and Benefits of a Cash Reserve Fund. Rainy Day Fund Unexpected things happened and bills come… Continue Reading: Practical Steps and Benefits of a Cash Reserve Fund

3 Financial Planning Lessons all of the Average Joe’s Will Love

Here are 3 Financial Planning Lessons all of the Average Joe’s Will Love. The movie Dodgeball: A True Underdog Story came out in 2004.  It’s a story about gym owner Peter Lafleur (Vince Vaughn) trying to save his gym.  The gym is very behind on its bank loan and Peter is concerned it will be… Continue Reading: 3 Financial Planning Lessons all of the Average Joe’s Will Love

Everyone Knows You Need to Diet and Exercise

Diet and exercise, that’s what my doctor tells me after my annual physical exam: Every. Single. Time.  When I press her on this, she offers a deeper insight – something like “portion control.”  Seriously? Who would have thought? It sounds incredibly straightforward. But is it really that easy to put into practice? It may be… Continue Reading: Everyone Knows You Need to Diet and Exercise

Things are More Expensive When You Pay For Them Yourself

Things are more expensive when you pay for them yourself. We never gave our children an allowance when they were growing up.  I had an allowance when I was a kid.  Unfortunately for me my dad tied what I could get for an allowance to my grades.  He would say, “School is your job.”  Well,… Continue Reading: Things are More Expensive When You Pay For Them Yourself